Savings Accounts

 

Account Type Minimum Deposit to Open Account Minimum Balance* to Obtain APY Interest Rate APY
Liberty Checking $2,000.00 $1,500.00 0.10% 0.10%
Savings Account $100.00 $100.00 0.10% 0.10%
Money Market Account $2,500.00 Less than $2,500.00 0.15% 0.15%
$2,500.00 or More 0.15% 0.15%
         
Individual Retirement Accounts
1 Year $500.00 $500.00 1.00% 1.01%**
18 Months $500.00 $500.00 1.00% 1.01%**
         
Certificates of Deposit (Under $50,000.00)
30 Days $1,000.00 $1,000.00 0.15% 0.15%
90 Days $1,000.00 $1,000.00 0.15% 0.15%
180 Days $1,000.00 $1,000.00 0.25% 0.25%
1 Year $1,000.00 $1,000.00 0.50% 0.50%
18 Months $1,000.00 $1,000.00 0.50% 0.50%
2 Years $1,000.00 $1,000.00 0.50% 0.50%
         
Certificates of Deposit ($50,000.00 and More)
All Certificate of Deposit for $50,000.00 or more have rates that are negotiable
 
Disclosures
Fees could reduce earnings on Interest Bearing Accounts.
*Daily Balance (The amount of principal in the account each day).
**Annual Percentage Yields (APYs) are accurate and effective as of November 1, 2016.
A penalty may be imposed for early withdrawals on IRAs and CDs.