Personal Banking
Personal Savings
Statement Savings Account
Certificate of Deposit
IRAs
- Interest-bearing account (based on average daily balance).
- Interest compounds and is credited to the account quarterly
- Minimum balance to obtain disclosed annual percentage yield: $0.01.
- Quarterly statement
- $100.00 minimum opening deposit
- No monthly maintenance fee on average monthly balances of $100.00 and up. $2.00 on balances below $100.00.
- Withdrawals fees: $3.00 for every withdrawal in excess of six (6) per statement cycle.
- FDIC coverage up to $100,000.00 per depositor.
* Federal banking regulations restrict to six (6) the number of "transfers" that can be made each statement cycle on savings accounts. "Transfers" include: pre-authorized transfers, telephone transfers, and online transfers. Accounts that exceed the limits will be subject to closure.
- $1,000.00 minimum opening deposit
- Competitive interest rates
- FDIC coverage up to $100,000.00 per depositor
- Interest is calculated based on the account balance
- Regular Term CD*:
- 30-Day Certificates of Deposit
- 60-Day Certificates of Deposit
- 90-Day Certificates of Deposit
- 12-Month Certificates of Deposit
- 24-Month Certificates of Deposit
Individual Retirement Accounts (IRAs)
- Traditional IRAs
- Roth IRAs
- 12-Month Fixed IRA/QRP Certificate of Deposit
- Competitive interest rates
- FDIC insured investment
