Personal Banking

Personal Checking

Plus Checking
Liberty Checking Account
Regular Money Market Account

Plus Checking

  • $100.00 minimum opening deposit
  • No Monthly Fee
  • Unlimited Check Writing
  • Free Online Banking and Free Bill Pay
  • Debt MasterCard (some restrictions apply)
  • Unlimited POS transactions
  • Images of checks are returned with monthly statement
  • Inactive accounts with balances of $100.00 or less will be charged $5.00.

Liberty Checking Account

  • An interest bearing checking account
  • $2,00.00 minimum opening deposit
  • Unlimited Check Writing
  • Free Online Banking and Free Bill Pay
  • Debt MasterCard (some restrictions apply)
  • Unlimited POS transactions
  • First 50 transactions per month are FREE. A transaction fee of .25 per transaction will be charged after the first 50 transactions.
  • Interest rate is determined by the average daily balance maintained in one of two tiers: (For details, please click on the “Current Rate” or “Rate” page).
  • Monthly maintenance fee based on the average daily balance maintained in one of three deposit tiers:
Balance Monthly Maintenance Fee
$0 – $1,500.00 $6.00
$1,501.00 - $2,000.00 $5.00
$2,001.00 and up None
  • Interest compounds and is credited to the account monthly.
  • Upon closing this account interest is not paid.

Regular Money Market Account

  • An interest bearing account
  • $2,500.00 minimum opening deposit
  • Interest rate is determined by the average daily balance maintained: (Please contact the bank of more details).
  • Interest compounds and is credited to the account monthly
  • Free Online Banking and Free Bill Pay
  • Monthly maintenance fee based on the average daily balance maintained in one of two deposit tiers:
Balance Monthly Maintenance Fee
$0 – $2,499.99 $15.00
$2,500.00 and up None

*Under Federal Regulations, transactions on Money Market accounts are limited to six pre-authorized transfers or withdrawals per month.

  • Debit transactions limited to six per month of which may be by check, draft, or similar order to 3rd party and six by phone, preauthorization or automatic transfers.
  • Withdrawal fee: $10.00 for every check in excess of six (6).